End of Year Client Letter 2023

As another eventful year comes to a close, I’d like to offer a heartfelt “thank you” for being part of the Summit Investment Advisors journey.

I am grateful for your presence in my life, and I'm sending you my warmest wishes for an amazing end to 2023 and a great start to 2024.

In spite of the uncertainty, stumbling blocks, and worries of 2023, I still count it as an excellent year.

We’re here. We’re safe. We’ve got enough to eat and have a roof over our heads. We’re pursuing our goals and dreams one day at a time.

There are so many in the world who don’t have those blessings this year.

We can’t predict or control what 2024 brings, but as we usher in a new year, let’s commit to a few guiding principles together.

Committing to Big Dreams

Let’s commit to the big dreams that inspire us. Together, let's grow and protect your wealth so you can reach your dreams, retire in comfort, make a difference in the world, and leave a lasting legacy.

My team and I are here to help, and your dreams motivate us to work tirelessly on your behalf.

Accepting Our Power

With so much out of our control (the markets, the economy, inflation, politics, wars…), it's so essential to focus on ourselves — our hopes, our goals, and our dreams. Accepting and owning the choices we CAN control isn’t just a good financial lesson; it’s a powerful life lesson.

Let’s jointly commit to harnessing every ounce of power we have and the choices we can make.

Embracing Kindness And Patience

As we enter another presidential election year and grapple with hard, polarizing choices, let’s demonstrate kindness, patience, love, and respect for one another. 

When talking to people I disagree with, I try to remember: "Be kind, for everyone you meet is fighting a hard battle."

Even when we disagree with each other, let’s remember that we’re all human and we’re all doing the best we can with what we have.

Counting Our Blessings

It's so easy to focus on the things we don't have that we lose sight of all the wonders around us. Let's take time every day to be grateful for what we have — our families, our faiths, our friends, our homes, and our dreams.

And on a personal note, I wanted to share some exciting news about Mike. He has recently obtained his CERTIFIED FINANCIAL PLANNER™ certification. This achievement reflects Mike's commitment to providing you with the highest level of financial planning expertise and guidance. It's a significant milestone in his journey as your trusted advisor, and I'm thrilled to continue working together with Mike to help you achieve your financial goals.

And I'm excited to introduce you to a valuable new addition to our team, Thom Powers. Thom brings a wealth of experience and expertise in financial planning. We believe Thom's insights and dedication will further enhance our ability to help you achieve your financial goals.

As we close out the year, please accept my heartfelt gratitude for your time and trust and warmest wishes for the year ahead.

May you and your loved ones enjoy all the warmth and joy of the season.